Currencies

There are three currencies to keep in mind when playing Lord of the Rings Online. One is in-game currency, one is LoTRO store currency and the last one is a hybrid of the other two.
In-game currency is gold. You earn gold by questing and selling loot and/or crafted items to NPC’s or on the Auction House. The smallest coin you can earn is a copper, followed by a silver and then a gold. One hundred copper make a silver, one thousand silvers make a gold. The gold cap for a f2p player is 2 gold, for a VIP player, it is 9,999 gold.
Gold is really easy to make in-game. Simplest way is to do quests, and kill the evil bad guys. They all drop loot, which you can sell to any of the vendors throughout Middle Earth. Just be careful you don’t go over your gold cap. If you do, the money goes into a holding area you will not be able to access until you remove the level cap through the LoTRO store. This will take using the LoTRO store currency.
You can also sell stuff on the Auction House to make gold…. but access to selling on the Auction House is one of those things that is free to VIP’s … and f2p players need to buy with the LoTRO store currency.
You can make the gold cap work for you. Keep watch of how much money you are accumulating, and when it gets close to the 2 gold limit, make some purchases. Several I recommend are more vault space, a house with access to the storage chest, upgraded armor and jewelry…… just to begin with. In my mind, the best way to make the gold cap work for you is to buy reputation items.
Turbine points… the second currency. With turbine points, you buy all the stuff that doesn’t come with your free to play account, like more character slots, the ability to ride horses, more land masses (quest packs), etc. How do you get turbine points? You can use real money to buy them, or if you are a VIP with a subscription, you will get 500 free turbine points a month, or you can complete in-game deeds to earn Turbine Points. . For f2p, the only way to get your Turbine Points is by completing the deeds.  There are slayer deeds, exploration deeds, social deeds, class deeds and reputation deeds.
The more turbine points you collect, the more things you can buy from the LoTRO store.
In the background is the character Wallet, showing how much in-game money this toon has. If she had any Mithril coins, they would show up here. In the foreground is the LoTRO store. This arrow points to how many Turbine Points this account has. This window also shows that you can buy Mithril coins in the store.
The third currency is Mithril Coins. You buy Mithril coins in the LoTRO Store using  turbine points or find them in random Steel-bound loot boxes or Hobbit Presents. You use them in-game for premium-type perks like swift travels, amour repair, deed and rep acceleration, teleporting to quest objectives, and resetting your daily task limit. They make life much easier in-game but are in no way necessary. Think of them as a lovely luxury.

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